Fred Gosman

Fred Gosman: Financial Disability Consultant, Forensic CPA, and Disability Claim Advocate, Insurance Claim Expert Witness

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After working on claims for insurance companies for years, Fred Gosman joined Royal Claims Advocates, LLC, a professional, multi-disciplinary consulting firm to help insureds throughout the United States obtain their disability benefits. Our mission is to provide clients with knowledge about their benefits and the disability claims process that levels the playing field with the insurance company and the claims defense industry. Fred Gosman and RCA work with our clients to make sure they receive all of their rightful benefits on a timely basis while minimizing or eliminating any hassles.  Fred Gosman works to help insureds:   - prepare to claim disability benefits, including total and residual claims,  - respond to the on-going and frequent communications and paperwork demands of the disability claim process, - evaluate and design settlements, and - handle and help insureds respond to denials of benefits. Fred Gosman and RCA's team of experts address every aspect of a disability claim - medical, occupational, financial, investigative. Fred Gosman's practice covers group STD and LTD, individual income as well as business overhead expense and buy-sell claims. Decades of experience by Fred Gosman in the behind-the-scenes dynamics of claims departments and the claim approval process allows us to assemble the information required to clearly and convincingly prove our disabled clients are entitled to their benefits. Agents, brokers, accountants, and attorneys have referred clients to Fred Gosman and RCA, with the results exceeding their expectations. We aren'€™t attorneys nor do we practice law, but we do join forces with attorneys on certain matters. Just as most people use professional help for their taxes or real estate, anyone filing a disability claim needs a professional advocate to ensure proper payment of their claim. 

disability insurance, disability claims, LTD, STD, residual disability, business interruption, consulting, forensic accounting, professional service firm management, travel, wine, and drum corps